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Browse Benefits Articles
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Federal Long Term Care Insurance Program
The Federal Long Term Care Insurance Program (FLTCIP) provides protection from the potentially high costs of long term care. Enrollees can count on the FLTCIP’s comprehensive coverage and stability. That’s because it’s the largest program in the nation and is sponsored by the U.S. Office of Personnel Management (OPM). The FLTCIP reflects the long and careful efforts of OPM and two ... -
Federal Employees' Group Life Insurance Program
The Federal Government established the Federal Employees' Group Life Insurance (FEGLI) Program on August 29, 1954. It is the largest group life insurance program in the world, covering over 4 million Federal employees and retirees, as well as many of their family members. FEGLI provides group term life insurance. As such, it does not build up any cash value or paid-up ... -
Thrift Savings Plan
The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees. Congress established the TSP in the Federal Employees' Retirement System Act of 1986. The purpose of the TSP is to provide retirement income. The TSP offers Federal employees the same type of savings and tax benefits that many private corporations offer their employees under "401(k)" plans. ... -
Basic Benefits Plan
The basic benefit portion is financed by a very small contribution from the employee and from the Government. Basic Plan Benefits are a monthly payment depending on the employee's pay and length of service. As in most retirement plans, a formula is used to compute the payments under the Basic Benefit Plan. The Government averages the highest 3 consecutive years of ... -
Relocation Incentives
An agency may pay a relocation incentive to a current employee who must relocate to accept a position in a different geographic area if the agency determines that the position is likely be difficult to fill in the absence of an incentive. A relocation incentive may be paid only when the employee's rating of record under an official performance appraisal or ... -
Emergency Leave Transfer Program
In the event of major disasters or emergencies declared by the President, such as floods, earthquakes, tornadoes, bombings, etc., that result in severe adverse effects for a substantial number of employees, the President may direct the Office of Personnel Management (OPM) to establish an emergency leave transfer program. Under such a program, an employee in any Executive or Judicial branch agency ... -
Employee Reimbursements
Reimbursement Amount If an employee voluntarily separates from Federal service and does not complete the terms of the service agreement, he or she is obligated to reimburse the paying agency for the full amount of the loan repayment benefits provided (gross before any tax deductions from the loan payment). For example, if an employee’s agreement states that he or she ... -
Service Agreements
Employees must commit to work for a specified amount of time. Most service requirements must be set for a period of time not less than 3 years. Beginning Period Agencies should specify the beginning date of the service requirement in the candidate’s or employee’s service agreement. The service requirement begins at the time specified in the service agreement, but may begin ... -
Agency Student Loan Repayment Plans
Under 5 CFR 537.103, each agency must establish a plan that designates the officials who are authorized to review and approve offers of student loan repayment benefits. Agencies should use approval delegations similar to those used for other recruitment and retention incentives. Agency Tailoring Agencies may tailor their student loan repayment plan as they see fit in order to facilitate the ... -
Recruitment and Relocation Incentive Payments and Termination Calculations
An agency may pay a recruitment incentive under 5 U.S.C. 5753 and 5 CFR part 575, subpart A, to an employee newly appointed to a position that is likely to be difficult to fill in the absence of an incentive. An agency may pay a relocation incentive under 5 U.S.C. 5753 and 5 CFR part 575, subpart B, to a current ... -
Veterans Preference Guide
Since the Civil War, veterans of the Armed Forces have been given some degree of preference in appointments to Federal jobs. Recognizing their sacrifice, Congress enacted laws to prevent veterans seeking Federal employment from being penalized for their time in military service. Veterans’ preference recognizes the economic loss suffered by citizens who have served their country in uniform, restores veterans to ... -
Veteran's Recruitment Appointment
Under the VRA, a you can be appointed to a white -collar position through GS 11 without having to compete with other applicants. The VRA is open to you if you are a disabled veteran who served on active duty during a war or major campaign and you have left the service under honorable conditions within three years. Return to main ... -
Filling Applications After Examinations Have Closed
A 10-point preference eligible may file an application at any time for any positions for which a non-temporary appointment has been made from a competitive list of eligibles within the past 3 years. In addition, a person who is unable to file for an open competitive examination because of military service may file after the closing date. In either of the ... -
Types of Veterans Preference
5-Point Preference Five points are added to the passing examination score of a veteran who served: # During the period December 7, 1941, to July 1, 1955; or # For more than 180 consecutive days, any part of which occurred after January 31, 1955, and before October 15, 1976; or # During the Gulf War from August 2, 1990 through ... -
How Veteran's Preference Works
If you meet the criteria for preference and achieve a score of 70 or higher either by a written examination or an evaluation of your experience and education, you will have 5 or 10 points added to your numerical ratings depending on the nature of their preference. For scientific and professional positions in grade GS-9 or higher, names of all eligibles ... -
General Requirements for Veterans Preference
To be entitled to preference, a veteran must meet the eligibility requirements in section 2108 of title 5, United States Code. This means that: # An honorable or general discharge is necessary. # Military retirees at the rank of major, lieutenant commander, or higher are not eligible for preference unless they are disabled veterans. # Guard and Reserve active duty for ... -
Veterans Preference Points Overview
By law, veterans who are disabled or who served on active duty in the Armed Forces during certain specified time periods or in military campaigns are entitled to preference over non veterans both in hiring from competitive lists of eligibles and in retention during reductions in force. The goal of the Veteran's Preference is not to the place a veteran in ...
