Career Center >> Security Departments >> HELP!!! Credit check possibly disqualifying me from a secretary position with the federal prision
HELP!!! Credit check possibly disqualifying me from a secretary position with the federal prision
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Posted about 1 month ago I recently was contacted to come in for an interview for a secretary position with the federal prison. They ran the background and credit checks today. When I spoke with the HR lady she said that my credit would be an issue. I have had excellent credit for ten years up until the last 6 months. I was a victim of domestic violence. Since that night my 4 children and I have basically had to start over. My ex-husband was arrested and prosecuted. We fell behind in our mortgage payments and also in the credit card payments. We also lost our business. We had owned a used car lot prior to this for 5 years. All of these things happened as a result of the abuse that night and were completely out of my control. My credit has been ruined and I've had to start over with everything. My house is in foreclosure and many credit card bills are late. I have been looking into bankruptcy, loan modifications, short sale, debt settlement, etc. The problem is that she said unless I have these debts showing as paid in full or on a payment plan at the time of the interview I would not qualify. The interview is in 6 days. What are the personnel guidelines that go with this specific job relating to credit? What is the fastest most productive way for me to handle this situation? I don't really know which option is more frowned upon. I have worked VERY hard to get this interview and it is disheartening to know that what my ex husband did to me that night is still haunting me and making it nearly impossible to start again. I'm trying to stay optimistic. ANY information or advice would be greatly appreciated. Note: I am willing/able to start the short sale process, loan modification process, bankruptcy, debt settlement, etc. Its just hard to make the decision of which route to take without knowing the exact personnel guidelines they will be using. Also remember the time constraints. It's hard to believe that they don't look at the whole picture. Including 10 years of excellent credit and payment history, never arrested, not even a speeding ticket. To know that someone else abusing me has put me in this situtation and totally overshadows all I've done with my life thus far is very frustrating. Im praying and sticking with the old saying "where there's a will, there's a way!" I've just worked entirely too hard to get this far just to give up now. There has to be a loop hole or something?!? i
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| Posted about 1 month ago Ma'am, I am not familiar with the requirements to work in a federal prison, however I have considerable expertise with the background investigation process all federal employees must undergo in order to obtain a security clearance or a position of public trust. I am assuming you have either submitted an SF-85 / SF 86 or will be required to do so. In order for your background investigation to be successfully adjudicated one of areas which is heavily examined is "Financial Considerations". Based on your financial situation that you described it is highly unlikely that your case will be adjudicated successfully. I understand the situation was beyond your control, but through my years of experience, it is unlikely that will be enough of a mitigating factor for the severity of your situation to justify favorable adjudication. For your particular situation, you will need to have all your financial issues fully resolved or a documentable history of atleast 6 months making all required payments to all creditors. You cannot have any current deliquencies. Unfortunately I'd have to strongly advise you to seek alternative forms of employment. If you have any further questions, you may contact me at gmail.com">charles.rothenbeck@gmail.com. Charles Rothenbeck.
Allow me to share with you a recent true story about a gentleman whom I had a close professional relationship with. This person was a senior executive and had absolutely no significant problems in his life what-so-ever. Financially secure, no criminal record, pretty much lived the classic view of the 'American Dream' and was the epitome of the successful American. As a senior executive, he would often be required to give essentially impromptu high level meetings. Tragically, in a rush from home one morning, he backed his mini-van over the top of his 4 year old daughter. She was running out to hug him goodbye. The incident severely disfigured his daughter. Like any good parent, his wife and he did all they could to make thier little girl look human again. They ran up medical expenses $150,000.00 beyond what insurance would pay. Because of the medical expenses their 20+ year joint history of perfect credit was destroyed. A few months had passed, and he was required to re-submit for his periodic re-investigation in order to maintain his security clearance. Even 20+ years of perfect credit did not mitigate his financial indebtness. My position required me to advise his supervisor that he could no longer lawfully perform his duties. He was immediately dismissed after 16 years of spotless performance, losing his pension on top of it all. |
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| Posted 4 days ago Wow MazRightWinger that is powerful imformation Thank you |
