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    Hitting the Personal Financial Reset Button

    Hitting the Personal Financial Reset Button
    A BW senior correspondent details his quest to repair his retirement portfolio and get his family's finances in order It could have been worse. At the end of February—a year and change since my wife and I had shifted our money to professional wealth management advisers—our equity holdings were down 48% for the 16 months they had managed it. But our ...
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    Streamlining Your Personal Financial Documents

    Streamlining Your Personal Financial Documents
    Every week you introduce more paper into your home, in the form of newspapers, magazines, flyers, coupons, schoolwork, correspondence, bills, and other documents. It may or may not be difficult for you to ensure that reading material and advertising is discarded when you are finished with it, but when it comes to financial documents, it can be much more challenging to ...
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    I Cut Office Costs by $500 Per Month

    I Cut Office Costs by $500 Per Month
    Learn how one business saved this amount each month by cutting back on non-essentials. Your business can use these methods to decrease expenses, too. There's no escaping it: The economy is officially dismal. Many companies are being forced to increase sales and/or decrease costs in order to remain competitive or, in some cases, survive. That's why we decided to do ...
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    7 Ways to Lower Your Utility Bill

    7 Ways to Lower Your Utility Bill
    The average American home will spend $990 on heating this year, according to the Energy Information Administration (EIA). Add that to the rising costs of food, clothing, and travel, and almost every individual and family will feel the pinch. Fortunately, you can make your utility bills more manageable. Many steps to reducing your bills apply to everyone, even those living in ...
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    How Much Should You Save?

    How Much Should You Save?
    If you're 40 or younger, it's tough to predict how much money you might need when retirement is decades away. A few key calculations, however, can help you make sure your savings plan is on track. h4. Saving Depends on Life Stage Rebecca Pace, a Cincinnati-based financial planner and CPA, recommends putting aside at least 10 percent of your income when ...
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    10 Things You May Not Know About Your Finances

    10 Things You May Not Know About Your Finances
    1: Medicare doesn't cover nursing home care. Nearly 60% of Americans think Medicare pays for nursing care, and 52% assume that it covers assisted living, according to a 2006 survey by AARP. Not so. Medicare's coverage of long-term care is extremely limited. It'll cover part of the cost of a skilled nursing facility while you recover from an injury or illness. ...
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    Five Ways to Cut Your Commuting Costs

    Five Ways to Cut Your Commuting Costs
    Ever wonder how much money you can save by cutting your commuting costs? How about enough to pay for two trips to Ireland plus several major home improvements? As chief of marketing for the Maryland Transit Administration, Buddy Alves set out to see how much money he and his wife could save on their commute from the Baltimore suburbs to their ...
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    The Layman's Financial Crisis Glossary

    The Layman's Financial Crisis Glossary
    The current financial crisis has thrown terminology from the business pages onto the front page of newspapers, with jargon now abounding everywhere from the water cooler to the back of a taxi. Here is a guide to many of the business terms currently cropping up regularly, as well as some of the more exotic words coined to describe some of ...
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    Five Ways to Cut Your Commuting Costs

    Five Ways to Cut Your Commuting Costs
    Ever wonder how much money you can save by cutting your commuting costs? How about enough to pay for two trips to Ireland plus several major home improvements? As chief of marketing for the Maryland Transit Administration, Buddy Alves set out to see how much money he and his wife could save on their commute from the Baltimore suburbs to their ...
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    5 Big Bills You Can Cut Fast

    5 Big Bills You Can Cut Fast
    As the economy weakens and prices soar on everything from gas to groceries, Americans are looking for quick ways to cut their expenses and hold on to more cash. Fortunately there are plenty of ways to chop your spending without a lot of time or hassle. Some of these cuts will save you just a few dollars, while others can net ...