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    The Truth About Car Title Loans

    As editor of the Consumer Action Handbook , I was sickened to hear about car title loans, a form of predatory lending, because they prey on the most vulnerable and desperate consumers. In a title loan, a consumer in need of quick cash, will use their car title as collateral for a short term loan. No job or postdated checks required. ...
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    Consumers Get More Flexibility on Clunkers Program

    WASHINGTON (AP) - Car shoppers running into shortages of certain vehicles at dealerships will still be able to use the Cash for Clunkers program to reserve the car of their choice, the Obama administration said Thursday. The Transportation Department said consumers who want to purchase a new vehicle not available on a dealer lot would still be eligible for the car ...
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    Hitting the Personal Financial Reset Button

    Hitting the Personal Financial Reset Button
    A BW senior correspondent details his quest to repair his retirement portfolio and get his family's finances in order It could have been worse. At the end of February—a year and change since my wife and I had shifted our money to professional wealth management advisers—our equity holdings were down 48% for the 16 months they had managed it. But our ...
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    Beware of Higher Tax Bill Before Dropping 401(k)

    Beware of Higher Tax Bill Before Dropping 401(k)
    DES MOINES (AP) — With economic pressures mounting, you may think reducing your 401(k) contribution is an easy way to add money to your paycheck. But before you do, consider how it will increase your tax bill. Many people have become so focused on the recent losses of 30% or more in their account balances that they've forgotten a primary benefit ...
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    5 Things You Can Do Now to Prepare for Rising Inflation

    5 Things You Can Do Now to Prepare for Rising Inflation
    We all have our little fears: The frayed wire on the coffee maker. That knocking noise from the left-rear tire. The zombies staggering around in the backyard. For investors, one of the biggest fears today is inflation — a period of rising prices. Inflation erodes the buying power of your money at home and abroad. In a worst-case scenario, it can ...
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    Managing Employees on a Minimal Budget

    Managing Employees on a Minimal Budget
    Today's managers are charged with getting the most out of workers no matter what. But the reality is that many managers must coax top performances from their employees while working with a minimal budget that may require salary freezes; cuts in benefits, bonuses or perks; reductions in hours; or even layoffs. If you're faced with a less-than-optimal budget situation, follow these ...
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    How Would You Spend a Raise or Bonus?

    How Would You Spend a Raise or Bonus?
    When we asked Monster readers what they’d be most likely to splurge on if they got a big salary bump -- a new car, wardrobe or home entertainment technology -- the car topped the list with 51 percent of the votes, followed by the wardrobe with 30 percent and the home entertainment center at 18 percent. But quite a few readers ...
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    Make Your Taxes Less Taxing: Tips and Tricks

    Make Your Taxes Less Taxing: Tips and Tricks
    Taxes are overwhelming and complicated. There is form after form and it gets tough to keep them all straight. The most painful part, however, is seeing the toll it takes on you wallet. TurboTax, Military.com and GovCentral have brought you expert financial advice to make your taxes as painless as possible and hopefully save a lot of money in the process. ...
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    It's Not Too Soon to Think About 2009 Taxes

    It's Not Too Soon to Think About 2009 Taxes
    Although the 2008 tax return season isn't quite over, it's already time to think about your 2009 returns. For example, there are tax changes in the federal economic stimulus package. And the recession has dramatically altered the financial situation of many workers. Here are some things to consider this year as you plan ahead: • Check your paycheck: New federal law ...
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    As Economic Suffering Spreads, So Do Financial Scams

    As Economic Suffering Spreads, So Do Financial Scams
    WASHINGTON — Researchers say people are more susceptible to investment scams such as Ponzi and pyramid schemes after going through adverse life events — a job loss, foreclosure or some other financial hardship. So it's not surprising that many experts think the nation's deepening economic crisis is creating a whole new universe of potential scam victims every day. In fact, ...
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    Q&A: I've Lost My Job. How Will the Stimulus Plan Help Me?

    Q&A: I've Lost My Job. How Will the Stimulus Plan Help Me?
    WASHINGTON - President Barack Obama signed into law Tuesday the largest government economic rescue plan in the nation's history, a $787 billion package of spending, tax cuts and tax credits that's designed to help pull the nation out of what's becoming the worst downturn since the Great Depression. The American Recovery and Reinvestment Act includes everything from money to refurbish public ...
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    Five Ways to Cut Your Commuting Costs

    Five Ways to Cut Your Commuting Costs
    Ever wonder how much money you can save by cutting your commuting costs? How about enough to pay for two trips to Ireland plus several major home improvements? As chief of marketing for the Maryland Transit Administration, Buddy Alves set out to see how much money he and his wife could save on their commute from the Baltimore suburbs to their ...
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    Can Your Personality Help You Weather Tough Economy?

    Can Your Personality Help You Weather Tough Economy?
    Does the economic downturn terrify you? Or are you plotting a new strategy for life with less money? Your reaction offers a peek into your psyche, say researchers who study how personality shapes people's reactions to uncertain times. "People think about themselves and others in terms of typology — you're this type," says researcher Peter Jason Rentfrow of the University of ...
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    10 Things You May Not Know About Your Finances

    10 Things You May Not Know About Your Finances
    1: Medicare doesn't cover nursing home care. Nearly 60% of Americans think Medicare pays for nursing care, and 52% assume that it covers assisted living, according to a 2006 survey by AARP. Not so. Medicare's coverage of long-term care is extremely limited. It'll cover part of the cost of a skilled nursing facility while you recover from an injury or illness. ...
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    10 Things You Should Know About Credit Cards

    10 Things You Should Know About Credit Cards
    h4. 1. Interest Backdating Most card issuers charge interest from the day a charge is posted to your account if you don't pay in full monthly. But, some charge interest from the date of purchase, days before they have even paid the store on your behalf! Remedy: Find another card issuer, or always pay your bill in full by the due ...
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    10 Things You Should Know About Credit Cards

    10 Things You Should Know About Credit Cards
    h4. 1. Interest Backdating Most card issuers charge interest from the day a charge is posted to your account if you don't pay in full monthly. But, some charge interest from the date of purchase, days before they have even paid the store on your behalf! Remedy: Find another card issuer, or always pay your bill in full by the due ...
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    Can Your Personality Help You Weather Tough Economy?

    Can Your Personality Help You Weather Tough Economy?
    Does the economic downturn terrify you? Or are you plotting a new strategy for life with less money? Your reaction offers a peek into your psyche, say researchers who study how personality shapes people's reactions to uncertain times. "People think about themselves and others in terms of typology — you're this type," says researcher Peter Jason Rentfrow of the University of ...
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    7 Ways to Lower Your Utility Bill

    7 Ways to Lower Your Utility Bill
    The average American home will spend $990 on heating this year, according to the Energy Information Administration (EIA). Add that to the rising costs of food, clothing, and travel, and almost every individual and family will feel the pinch. Fortunately, you can make your utility bills more manageable. Many steps to reducing your bills apply to everyone, even those living in ...
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    5 Insurance Myths Busted

    5 Insurance Myths Busted
    Misinformation and myths plague the insurance industry. Many times consumers aren't sure how much insurance to purchase or if they have purchased the right kind to begin with. If you're one of the thousands of Americans that don't understand insurance and what it offers read this list of the top 5 insurance myths and the facts behind them." h4. 1.) Auto ...
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    Streamlining Your Personal Financial Documents

    Streamlining Your Personal Financial Documents
    Every week you introduce more paper into your home, in the form of newspapers, magazines, flyers, coupons, schoolwork, correspondence, bills, and other documents. It may or may not be difficult for you to ensure that reading material and advertising is discarded when you are finished with it, but when it comes to financial documents, it can be much more challenging to ...
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