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Get Uncle Sam to Pay Your Student Loans

Get Uncle Sam to Pay Your Student Loans

Chris McConnell | GovCentral

Income-Based Repayment

On July 1st, the government will introduce the Income-Based Repayment (IBR) program, a new payment option for individuals that have high student debt and lower-income.

As the name suggests, monthly payments will be calculated based on income and family size. For most people, payments are around 10% of your monthly income. The government will even pick up the interest on your subsidized student loans for the three years. If you have a balance after making payments for the next 25 years, the government will forgive the remainder of your student loan.

Resources on the Web:

Sallie Mae
You can find more information about the Income-Based Repayment plan and calculate your estimated monthly payment
IBRinfo.org
An independent and non-profit source of information about the Income-Based Repayment program.

Public-Service Loan Forgiveness

The Public-Service Loan Forgiveness (PSLF) program is targeted for people who currently work in “public service” jobs in the government or non-profit organizations. The program will forgive remaining student loan debt after the 10 years working for an eligible employer while making student loan payments. The PSLF program covers federal Stafford, Grad PLUS, or consolidated loans as long as they are a part of the Direct Loan program.

The definition of an eligible job is pretty wide. You job is considered eligible for the PSLF program if you: 1. Work for any nonprofit, tax-exempt 501©(3) organization;
2. Are employees by the federal, state, local, or tribal government (including the military, public schools, and colleges); or
3. Serve with AmeriCorps or Peace Corps full-time.

If you don’t meet these criteria, don’t worry; the Department of Education created a two-part test to check for eligibility:

1. Your employer is not “a business organized for profit, a labor union, a partisan political organization, or an organization engaged in religious activities, unless the qualifying activities are unrelated to religious instruction, worship services, or any form of proselytizing;” and
2. Your employer provides any of the following public services: emergency management; military service; public safety; law enforcement; public interest law services; early childhood education; public service for individuals with disabilities and the elderly; public health; public education; public library services; and school library or other school-based services.

You can also find more information about these student loan programs, and others, at the Department of Education’s Federal Student Aid website

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  • Photo_user_blank_big

    sandra434

    4 days ago

    2 comments

    Hello friends actually i will like to really take out time to comment about a testimony that took place in my life on how God directed me to a real loan lender who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or any financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of about $8,000 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains,then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about a man called Mr Andy Jackson who is the CEO Andy Jackson LOAN COMPANY So i applied for a loan sum of ($75,000.00) with low interest rate so the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than four(48) HOURS the loan was deposited into my bank account i thought it was a joke until i received a call from my bank that my account have been credited with $75,000.00 i became so happy that finally god have answered my prayers by directing me to a real loan lender who was able to grant my heart desires. big thanks to Mr Andy for making life reasonable for me, i am advising everybody who is interested in getting a loan to kindly contact him via email (andy.jackson130@yahoo.com) that was how i got my loan and i was able to pay off my bills.Thanks as you took out time to read about my success story and i pray god will also do his will in your life

  • Photo_user_blank_big

    Ramond

    7 days ago

    2 comments

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  • Photo_user_blank_big

    firstcityfinance

    8 days ago

    2 comments

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  • Photo_user_blank_big

    elizabethdouglas

    11 days ago

    30 comments

    ALLIED FINANCIAL TRUST LOAN FIRM
    Email: alliedfinancialtrustloanfirm@gmail.com
    ====================
    We are Christian Organization formed to help people in needs of helps,
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  • Photo_user_blank_big

    elizabethdouglas

    11 days ago

    30 comments

    ALLIED FINANCIAL TRUST LOAN FIRM
    Email: alliedfinancialtrustloanfirm@gmail.com
    ====================
    We are Christian Organization formed to help people in needs of helps,
    such as financial help.So if you are going through financial difficulty or
    you are in any financial mess,and you need funds to start up your own business,
    or you need loan to settle your debt or pay off your bills,start a nice business,
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    ELIZABETH DOUGLAS

  • Photo_user_blank_big

    elizabethdouglas

    11 days ago

    30 comments

    ALLIED FINANCIAL TRUST LOAN FIRM
    Email: alliedfinancialtrustloanfirm@gmail.com
    ====================
    We are Christian Organization formed to help people in needs of helps,
    such as financial help.So if you are going through financial difficulty or
    you are in any financial mess,and you need funds to start up your own business,
    or you need loan to settle your debt or pay off your bills,start a nice business,
    or you are finding it hard to obtain capital loan from local banks,contact us today via
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    So do not let these opportunity pass you by.
    Please these is for serious minded and God fearing People.

    APPLICATION FORM
    Name:-----------------------
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    Loan Amount:----------------
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    Kindly get back to us through our email
    Email: alliedfinancialtrustloanfirm@gmail.com
    THANKS
    ELIZABETH DOUGLAS

  • Photo_user_blank_big

    elizabethdouglas

    11 days ago

    30 comments

    ALLIED FINANCIAL TRUST LOAN FIRM
    Email: alliedfinancialtrustloanfirm@gmail.com
    ====================
    We are Christian Organization formed to help people in needs of helps,
    such as financial help.So if you are going through financial difficulty or
    you are in any financial mess,and you need funds to start up your own business,
    or you need loan to settle your debt or pay off your bills,start a nice business,
    or you are finding it hard to obtain capital loan from local banks,contact us today via
    email address : alliedfinancialtrustloanfirm@gmail.com
    So do not let these opportunity pass you by.
    Please these is for serious minded and God fearing People.

    APPLICATION FORM
    Name:-----------------------
    Address:--------------------
    Country:--------------------
    Occupation:-----------------
    Loan Amount:----------------
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    Monthly Income:-------------
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    Kindly get back to us through our email
    Email: alliedfinancialtrustloanfirm@gmail.com
    THANKS
    ELIZABETH DOUGLAS

  • Photo_user_blank_big

    elizabethdouglas

    11 days ago

    30 comments

    ALLIED FINANCIAL TRUST LOAN FIRM
    Email: alliedfinancialtrustloanfirm@gmail.com
    ====================
    We are Christian Organization formed to help people in needs of helps,
    such as financial help.So if you are going through financial difficulty or
    you are in any financial mess,and you need funds to start up your own business,
    or you need loan to settle your debt or pay off your bills,start a nice business,
    or you are finding it hard to obtain capital loan from local banks,contact us today via
    email address : alliedfinancialtrustloanfirm@gmail.com
    So do not let these opportunity pass you by.
    Please these is for serious minded and God fearing People.

    APPLICATION FORM
    Name:-----------------------
    Address:--------------------
    Country:--------------------
    Occupation:-----------------
    Loan Amount:----------------
    Purpose of loan:------------
    Loan Duration:--------------
    Monthly Income:-------------
    Phone Number::--------------
    DURATION:-------------------

    Kindly get back to us through our email
    Email: alliedfinancialtrustloanfirm@gmail.com
    THANKS
    ELIZABETH DOUGLAS

  • Photo_user_blank_big

    testimonygoodwill

    16 days ago

    10 comments

    $READ MY STORY ON HOW I BECAME DEBT FREE WITH TIPS OF DETECTING A LOAN SCAM ON-LINE !!$$$$$

    Attention To The World,

    If you need a genuine and reliable loan help,and don’t want to be a scam victim,I think this is for you.This is a testimony on how,I was ripped off by some idiot that calls themselves lenders,and how I finally got my financial freedom through a God sent helper that finally gave my life a meaning,with the least cheapest rates as to 2% interest and little TOKEN other requirements and they don’t give a damn to your credit score…For more info on how to reach this great man just email him now and tell him that Oscar Max testify about him on the internet his email address is:testimony.goodwill.loan@gmail.com

  • Photo_user_blank_big

    testimonygoodwill

    16 days ago

    10 comments

    Wao , I never knew it was true until i got my loans also , each time i read several testimonies of people about this loan company online i keep feeling it was a set up or probably they were all faking it but not knowing that it was absolutely 100% real . i am also also happy and thankful that i am also a witness to it and now i am among all those testifying about this loan company online. Testimony Goodwill Compnay is the best !! I have had 100 % attention to everyone of my questions and they were handled immediately and above all also ,i just got my loan of $ 10,000.00 via my bank account here in Russia. I would recommend this service to everyone!here is the details that i used in contacting them : testimony.goodwill.loan@gmail.com

  • Photo_user_blank_big

    testimonygoodwill

    16 days ago

    10 comments

    Good day.

    I can’t hide this great testimony that took place in my life i will love everyone to know it and be partaker that is why i want to share it to the whole world by placing this advert on classifieds, I am Mrs Kate Loore by name, I live in Chattanooga, Tennessee United State, I want to thank Bright Oris for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days i was in search for a loan of $ 100,000.00 Dollars, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000Dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called TESTIMONY GOODWIL. And i really put a trial and i am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm CALLED MR TESTIMONY GOODWILL. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistanceand also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email on : testimony.goodwill.loan@gmail.com . And you will be free from scams on the internet. My lovely wife extend her greetings to you also if not for you I can't imaginethe way life should be for my family today. Please I am begging everyone on earth to help me thank Mr Testimony Goodwill. And I will always being sharing this great surpriseand testimony that happened in my life everyday to all that need loans. Again there contact email is as follows: testimony.goodwill.loan@gmail.com .. CONTACT THEM NOW VIA EMAIL FOR LOAN:testimony.goodwill.loan@gmail.com AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE.....

  • Photo_user_blank_big

    testimonygoodwill

    16 days ago

    10 comments

    Good day!!!

    Am just smiling as am posting this because Testimony Goodwill Financial Company has made me and my family out of debts. It all started when i needed a loan of $50000usd to clear all my debt, so came across his email contact on the internet so I decided to apply for the loan from him and right now am very happy and great full for the help of Testimony Goodwill for giving me my loan,you can contact him now via email to get yours okay:testimony.goodwill.loan@gmail.com.

  • Photo_user_blank_big

    testimonygoodwill

    16 days ago

    10 comments

    $READ MY STORY ON HOW I BECAME DEBT FREE WITH TIPS OF DETECTING A LOAN SCAM ON-LINE !!$$$$$

    Attention To The World,

    If you need a genuine and reliable loan help,and don’t want to be a scam victim,I think this is for you.This is a testimony on how,I was ripped off by some idiot that calls themselves lenders,and how I finally got my financial freedom through a God sent helper that finally gave my life a meaning,with the least cheapest rates as to 2% interest and little TOKEN other requirements and they don’t give a damn to your credit score…For more info on how to reach this great man just email him now and tell him that Oscar Max testify about him on the internet his email address is:testimony.goodwill.loan@gmail.com

  • Photo_user_blank_big

    Ricardo111

    18 days ago

    2 comments

    Dear Applicant,
    I am a private loan lender, who gives out loan in a very low interest rate of 3%. we give out all kind of loan like Educational loan, Business loan, home loan, Agricultural loan, Personal loan, auto loan and other good Reason, I also give out loans from the range of $5,000- $50,000,000.00 in both Dollars,Euro,Pounds and other currency at a 3% interest rate. Duration of 1- 30 years depending on the amount you need as loan. If you are interested kindly contact us via email: rllender@hotmail.com

  • Old_maid_mormon_max50

    JulianSam12

    21 days ago

    12 comments

    Hello every one, I am Julian Sam by name and i live in Ohio U.S.A please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $3,210 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Mr. Harrison Loris who is the C.E.O of the company, So i applied for a loan sum of(320,000.00USD) with low interest rate of 2% so the loan was approved and deposited into my bank account that was how i was able to get my loan, so i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: OR ( Lorisloancompany@yahoo.com) OR ( lorisloancompany@gmail.com) as well, So thanks as you read the greatest testimony of my life story and thanks be to GOD almighty for his goodness upon my life.

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